Montana Vehicle Title Search

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Step-by-Step Guide to Montana Vehicle Title Search

While Montana’s lemon law offers robust protections for new car buyers, it does little to nothing to protect people looking to buy preowned cars. This is among the top reasons why a Montana vehicle title search is such an invaluable part of the used car buying process in the state.  This process helps uncover vital details such as ownership history, title status and any past reports of theft, damage or salvage branding. A proper Montana vehicle title check ensures that you're not buying a car with hidden issues or legal complications. Whether you’re purchasing from a private seller or a dealership, verifying the title helps you make a safer, more informed decision.

To perform a car title search in MT, you’ll need the vehicle’s 17-digit Vehicle Identification Number (VIN). A Montana vehicle title search by VIN allows you to access comprehensive records through the Montana Motor Vehicle Division (MVD) or trusted online databases. The search may reveal any active liens, previous title transfers and the legal ownership status of the vehicle. Taking this step not only safeguards your investment but also ensures the vehicle can be properly registered and titled in your name without future legal or financial surprises.

What is the Montana's Lemon Law?


The Montana Lemon Law is a consumer protection law that helps buyers of new vehicles in the state if their car turns out to have serious, recurring defects that the manufacturer or dealer cannot repair within a reasonable number of attempts. Its primary goal is to protect consumers from being stuck with a defective vehicle commonly called a "lemon."

Key Features of Montana Lemon Law:

  • Coverage: The law applies to new vehicles (including cars, trucks and vans) purchased or leased in Montana that are still under the manufacturer’s warranty.

  • Timeframe: The defect must occur within 2 years of delivery or before 18,000 miles, whichever comes first.

  • Substantial Defects Only: The issue must substantially impair the vehicle’s use, market value or safety.

  • Repair Attempts:

    • The manufacturer or dealer has 3 attempts to fix the defect.
    • OR if the vehicle is out of service for 30 or more cumulative business days, it may qualify as a lemon.

  • Remedies: If the vehicle qualifies under the Lemon Law, the consumer may be entitled to a replacement vehicle or a full refund minus a reasonable amount for mileage.

  • Arbitration Process: Montana encourages resolution through the manufacturer’s arbitration program before taking legal action.

  • The law does not apply to used vehicles, motorcycles, motor homes or commercial vehicles. For used car issues, buyers need to rely on warranties, vehicle history reports or other consumer protections.

The Importance of Vehicle Title Search in Montana

Montana Vehicle Title Search

A vehicle title search is an important part of the used car shopping process. It allows sellers to get a more detailed view into the car’s past helping them to better understand its current value, safety and future performance.

Some of the top benefits of a Montana Vehicle Title Check may include:

  • Access Vehicle Ownership History: A Montana vehicle title search may provide valuable insight into the vehicle’s ownership such as the number of previous owners, ownership duration, sale dates, state of ownership and more.

  • Detects Title Branding (Salvage, Rebuilt, Flood): A title brand is generally assigned when the insurance company determines that the damage the vehicle exceeds 80% of the vehicle’s value and writes off the vehicle as a total loss. A title check can uncover title brands such as lemon, salvage, rebuilt, theft recovery, fire, flood or junk. All title brands indicate that the vehicle has experienced extensive damage in its past and even after repair, it is considered less desirable due to diminished resale value, potential safety concerns and long-term reliability issues.

  • Uncover Outstanding Liens: A Montana vehicle title check can show if there are any liens on the vehicle, which means a bank or lender still has a legal claim to it. Buying a vehicle with an undischarged lease can mean that the new buyer will need to resolve paying off that debt prior to the vehicle being transferred to his or her name. This legal process can be very time consuming and costly and for that reason buying a car with an existing lien is highly discouraged.

  • Uncover Odometer Fraud: Title records may include mileage reports, as the vehicle’s odometer readings are recorded throughout various events in its lifetime. Accessing historical odometer data can help detect odometer rollbacks.

  • Identify Title Washing and VIN Fraud: A Montana vehicle title search by VIN checks for inconsistencies in the vehicle’s identity, such as title washing (removing branding) or VIN cloning, both of which are red flags. The last thing any buyer wants to do is buy a car with bad paperwork that was stolen or misrepresented in order to artificially and illegally inflate its value.

  • Identify Accident Events and Damage History: A title check can indicate if the vehicle was involved in any reported accidents or involved in any loss claims related to weather events causing flooding, hail damage, storm damage and fires.

  • Help facilitate Legal Transfer and Registration: A title free of any liens or legal discrepancies is required for registration and insurance in Montana. A title search may help identify potential issues that can become barriers to transferring ownership.

  • Supports Smarter Financial Decisions: Understanding a vehicle’s title status allows you to negotiate better, walk away from risky deals or make a more informed purchase.

  • Boosts Buyer Confidence: Ultimately, a car title search in MT gives peace of mind aiding you in the car buying decision. Coupled with a professional pre-purchase inspection, you will be able to make a fully informed buying decision free from any unpleasant surprises.


What Information can a VIN Check uncover?

A VIN check is a crucial part of the vehicle buying process as it may help uncover undisclosed events and issues that may affect the vehicle's value, road worthiness and safety. Here is some of the information that a full Vehicle History Report may contain:

Accident History
Accident History

Detailed reports on any accidents the vehicle has been involved in, including the severity of the accidents and the extent of the damage.

Vehicle Specifications
Vehicle Specifications

Detailed specifications about the vehicle, including its make, model, year, engine type, and more...

Title Information
Title Information

Crucial details about the vehicle's title, such as whether it has a clean title, salvaged title, or any other issues that may impact its value.

Vehicle MSRP & Value
Vehicle MSRP & Value

Vehicle's original MSRP as well as an estimation of the current market value, helping buyers and sellers determine a fair and competitive price.

Odometer Readings
Odometer Readings

Verification of the accuracy of the reported mileage to prevent odometer fraud.

Fuel Efficiency
Fuel Efficiency

Information about the vehicle's fuel efficiency, giving potential buyers insights into it's operational costs.

Sale & Lien Records
Sale & Lien Records

Reports may contain sale and lien related data such as sale dates, repossession, sale amounts, lienholder/bank names, locations and status.

Photos
Photos

Images of the vehicle pre and post accident can help aid in determining accident location and severity.

Ownership History
Ownership History

An ownership history, including the number of previous owners and the duration of each ownership.

Auction Records
Auction Records

Owners provide their unbiased opinions about vehicle's performance, reliability and value.

Recall Information
Recall Information

Details about manufacturer recalls, indicating whether the vehicle has been subject to any recalls and if the necessary repairs have been made.

Vehicle Commercial Use
Vehicle Commercial Use

Records indicating whether the vehicle has been used as a taxi, law enforcement vehicle, rental car or used for any other commercial purposes

Warranties
Warranties

Reports may reveal existing warranty information coverage dates and mileage restrictions.

Title Records & Brands
Title Records & Brands

Recognition of any significant event that could lead the insurance company to declare the car a total loss and assign specific designations to the vehicle title, including Junk or salvage, rebuilt, theft recovery, TMU (True Mileage Unknown), and more...

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"The seller never disclosed that the car was involved in such a big accident, he only told me it was a minor fender bender or something of that nature but when I check your report I can see that the vehicle was a total loss. Your report saved me from a lot of aggravation and stress dealing with a dishonest seller."

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Look up any valid VIN

You may just be surprised what you uncover

Don't buy a car without checking its history. Start by entering the VIN into the search box and search.